Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

As a borrower, understanding the impact of credit and the types of credit available can help you intelligently leverage your wealth without risking high fees, interest and long-term debt. The two most ...

While we typically think of our investments as a form of wealth-building, they can also come in handy when we need cash fast. Through what's called a portfolio line of credit (also known as a "margin ...

Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author of two books. Investopedia / Sydney Saporito A closed-end line of credit combines ...

If you need access to cash, either a personal loan or a line of credit could be an option. However, there are some significant differences in their availability, function and purpose. Plus, both come ...

A line of credit is a flexible loan option that lets the borrower access up to a specific amount of money as needed. You may consider a line of credit if you need access to money quickly but don't ...

A business line of credit can be a convenient and flexible way for small businesses to access finance when they need it, rather than receiving a lump-sum payment such as with a small business loan.