Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Understand the essential differences between secured and unsecured lines of credit, including how they affect interest rates, ...

As a borrower, understanding the impact of credit and the types of credit available can help you intelligently leverage your wealth without risking high fees, interest and long-term debt. The two most ...

While we typically think of our investments as a form of wealth-building, they can also come in handy when we need cash fast. Through what's called a portfolio line of credit (also known as a "margin ...

If you need access to cash, either a personal loan or a line of credit could be an option. However, there are some significant differences in their availability, function and purpose. Plus, both come ...

A line of credit is a flexible loan option that lets the borrower access up to a specific amount of money as needed. You may consider a line of credit if you need access to money quickly but don't ...

A business line of credit can be a convenient and flexible way for small businesses to access finance when they need it, rather than receiving a lump-sum payment such as with a small business loan.