How to decide if the points, perks, and cash back outweigh the costs LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in ...

Holiday travel doesn't have to drain your bank account. While most people stress about expensive flights and hotel stays during peak season, smart travelers use everyday spending to fund their entire ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

For people with debt, credit cards can feel like a trap. Open credit is a lifeline when disaster strikes, but it's easy to get pinned under a mountain of monthly minimum payments. But once you get out ...