The RBI’s latest financial stability report, released on Wednesday, paints a picture of a relatively robust Indian financial system whose principal challenge is now external. This is true to a large ...

Indian banks' gross NPAs stood at a 12-year low of 2.6% in Sept 2024, but RBI's stress test warns it could rise to 3% by March 2026. Concerns include increasing write-offs by private banks and higher ...

There has been a dramatic turnaround in gross non-performing assets (GNPA) ratio of Indian banks. In 2017-18, this ratio was as high as 11.2 per cent raising concerns on the stability of the banking ...

The banking sector is stable and well capitalised, the Economic Survey noted, even as it raised red flags about the rising share of unsecured loans in non-performing assets. While gross non-performing ...

The reduction in gross NPA ratio was made possible by a write-off of bad debts rather than recoveries. The Reserve Bank of India (RBI) tracks systemic risks through its Financial Stability Reports ...

The RBI Financial Stability Report (FSR) is published twice a year. The first report for the financial year is published in December, covering data up to end of H1 (September). The second FSR is ...

India adopted comprehensive banking sector reforms since early 1990s, under which banks were given greater operational autonomy under a market-oriented regulatory regime. Notwithstanding banks’ ...

The Reserve Bank of India’s latest Financial Stability Report shows that gross non-performing assets of scheduled commercial banks have declined to around 2.1%-2.2% while net NPAs stand close to 0.5%.

Since the last FSR was published in December 2022, the Indian banking sector managed to expand its balance sheet, its business (loans + deposits) and its profitability. At the same time, Indian banks ...