SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.

We've found the best free checking accounts so that you don't have to settle for monthly fees. We understand how important it is to have a reliable and convenient checking account to manage your daily ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

Facing competition for business, banks are offering incentives to switch. But as one expert put it, “You have to read the fine print.” By Ann Carrns If you’ve been thinking about switching banks, this ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you torn between a ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. A checking account ...

The best banks for checking accounts have low or no fees, good customer service and free ATMs nearby. Some also offer rewards like cash back or let you earn interest. In 2025, Discover® Cashback Debit ...