Passed in 1975, the Home Mortgage Disclosure Act (HMDA) requires financial lenders to disclose specific details regarding their residential mortgage loans. Specifically, lenders must report certain ...

The CFPB has issued a final rule amending Regulation C, its Home Mortgage Disclosure Act regulation. The changes, which, in part, implement the Dodd-Frank Act’s amendments to HMDA, expand the scope of ...

You want the good news or the bad news on HMDA? Let’s go with the good news: After collecting expanded data on borrowers under the Home Mortgage Disclosure Act rule changes, lenders are going to have ...

With the House of Representatives preparing to take up bipartisan legislation to ease the regulatory burden on community banks, one provision of the bill continues to be misrepresented on Capitol Hill ...

As critics of the Senate banking bill have rallied in recent weeks, an important argument has begun to gain traction: The legislation would make it easier for banks to discriminate. Processing Content ...

Time is up. Well, almost up. Most of the 2015 updates to the Home Mortgage Disclosure Act rule take effect in January 2018. That’s just weeks away. But despite the looming deadline, many questions ...

MISMO, the Mortgage Industry Standards Maintenance Organization, has released a set of products to help companies implement the new Consumer Financial Protection Bureau (CFPB) Home Mortgage Disclosure ...

On Aug. 30, 2019, the Federal Financial Institutions Examination Council (FFIEC) announced the availability of aggregate data on mortgage lending transactions at 5,683 U.S. financial institutions (FIs ...

The release of data on mortgage originations collected under the Home Mortgage Disclosure Act has given rise to a number of articles that cite “racial disparities” in loan denial and approval rates.

Rapid access enables institutions to benchmark performance and inform lending strategy as soon as data is published. KNOXVILLE, Tenn., April 1, 2026 /PRNewswire/ -- RiskExec, Inc. ("RiskExec") is ...