America is confronting the realities of an uncertain future. With economic fears on the rise, more people have started to question whether they’ll ever be able to retire, let alone retire the way in ...

For years, retirement education focused on the need to save; but as Baby Boomers are starting to reach retirement, they’ll have to turn that accumulation into a source of income. At the end of an hour ...

The accumulation phase is when individuals build up their investment value through savings. This critical period precedes the distribution phase in retirement planning.

The investment horizon is one of the most important elements, which has to be taken into account, when choosing the right investment strategy. The longer the distance, the more risk and growth-focused ...

In order to determine the best investment option for your savings, it is imperative to first understand the purpose of your money. Short- or long-term investing? Income, accumulation or legacy? The ...

W. Scott Simon is a principal at Prudent Investor Advisors, a registered investment advisory firm. He also provides services as a consultant and expert witness on fiduciary issues in litigation and ...

As the difference between ordinary income tax rates and capital gains tax rates increases, corporations have sought to minimize dividend payments to shareholders with the objective of helping them ...

Income tax on pension is added to total income and taxed under slab rates. Payout structure, annuity income, and retirement planning affect post-retirement cash flow.

This report is one of a series on the adjustments we make to convert GAAP data to economic earnings. Reported assets don’t tell the whole story of the capital invested in a business. Accounting ...

A guaranteed minimum accumulation benefit (GMAB) provides annuitants with a minimum guaranteed value after a specified period ...