Many people consider a robust life insurance policy the best way to provide financial support for their loved ones when they die or if they die too soon. In many cases, this is indeed the way life ...

Cyber-insurance policies typically have "war exclusion" or "hostile act exclusion" language built into them. This language essentially says that insurers cannot defend against acts of war. In the ...

When a storm, fire, or burst pipe rips through your home, you expect your insurer to step in as a financial backstop, not a ...

Homeowners insurance is designed to provide financial protection against unexpected events that could damage your home or belongings. It typically covers perils like fire, theft, and certain types of ...

“It’s nothing more than a way for companies to screw you out of money.” “It’s a scam.” “It’s legalized extortion.” Those are direct quotes from my students — students who work as apprentices at ...

Exclusions listed in a personal auto insurance policy vary depending upon what state laws permit and then the guidelines of your car insurance company. When something is noted as excluded on your ...

Considering the dominance of the US home insurance market in the global landscape, an analysis becomes crucial. As reported by the Financial Times, America has been a victim of a home insurance crisis ...

Explore how absolute pollution exclusion impacts commercial liability coverage, its origins, exceptions, and its role in mitigating pollution-related claims.

If a homeowner or a family member intentionally damages the property, the home insurance policy cannot help under these circumstances. Hence, damage done on purpose is excluded from home insurance.

PHILADELPHIA (CBS) - You buy life insurance to ensure the financial security of your loved ones but you need to understand what isn't covered. What goes up in Vegas plunges down in Vegas. A ...