See the tax advantages and downsides.

This complex product has potential upsides but also risks.

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance ...

There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

Life insurance can be more than just a safety net for your family after you pass away – it can also serve as a retirement planning tool. Some policies build cash value that you can access in ...

Principal, Pacific Life and Symetra are the top life insurance companies in our evaluation. These companies scored well for ...

With today’s volatile markets, clients are increasingly anxious about having control of their money and easy access to cash. Our industry’s traditional product, participating whole life insurance, can ...

When it comes to cash value insurance, whole life sales are picking up steam. Annual sales of whole life insurance were up 12 percent in third quarter of 2009, compared with the same period of 2008, ...

While some of the best life insurance providers focus on standard term policies, this permanent insurance option offers protection and lifetime access to your money. If you're wondering how cash-value ...