There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

Typically, life insurance is understood as a means of financial protection for dependents following the policyholder's death. However, certain policies offer support during the policyholder's lifetime ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...

Helping senior clients through estate planning requires a comprehensive strategy that includes consultations with their legal and tax advisors to ensure proper asset distribution, minimize tax ...

The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Benjamin Franklin once famously opined that nothing in the world could be certain but death and taxes. But when it comes to estate planning, how can you separate the certainty of the former from the ...

With this type of insurance, you pay a regular monthly (or occasionally, annual) premium to a life insurance company. If you ...

When you’re young, the last thing you’re likely to be thinking about is buying life insurance. Chances are, you’re focused on ...