The Consumer Financial Protection Bureau (CFPB) issued an advisory opinion (the 2025 Opinion), effective 23 December 2025, on whether earned wage access (EWA) products constitute “credit” under ...
CFPB Finally Starts Getting EWA Right, Says Many EWA Models Are Not Subject to TILA and Regulation Z
On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) published in the Federal Register an advisory opinion affirming that certain qualifying earned wage access (EWA) services, also ...
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The Consumer Financial Protection Bureau is announcing today that it will not prioritize enforcement actions taken on the basis of the Truth in Lending (Regulation Z); Use of Digital User Accounts to ...
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