The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system.

Insurance coverage The FDIC insures deposits at member banks in the event that a bank fails—that is, the bank's regulating authority decides that it no longer meets the requirements …

Dec 12, 2025 · What is FDIC insurance? FDIC insurance is the guarantee that your money, up to the established guidelines, is protected and will be returned to you should your bank fail.

Apr 21, 2025 · FDIC insurance protects deposits at any failed bank, as long as it's a member of the FDIC. As of December 31, over4,400 banks and savings institutions were FDIC-insured.

The FDIC Certificate ID is a number assigned to each head office depository institution by the Federal Deposit Insurance Corporation (FDIC). The Legal Entity Identifier (LEI) is a 20-digit …

FDIC insurance exists to protect your deposited money if your bank collapses. Learn how it works and find out the coverage limits for your bank accounts.

The FDIC provides deposit insurance to protect your money in the event of a bank failure. Your deposits are automatically insured to at least $250,000 at each FDIC-insured bank.

Mar 18, 2025 · While the FDIC operates independently, when you deposit money in an FDIC-insured account, it's the U.S. government that guarantees your money will always be accessible.

Dec 18, 2025 · FDIC insurance is a program managed by an independent agency of the United States government designed to protect customers in the event of bank failure. The standard …

Dec 16, 2025 · The Federal Deposit Insurance Corp. moved to propose a framework that outlines how banks would be able to apply to issue payment stablecoins via a subsidiary, a key first …