Dec 17, 2025 · Inflation-adjusted annuities help protect your retirement savings from the effects of inflation as the costs of goods and services rise.

There are inflation-adjusted annuities available, obviously, but they come with significantly lower initial payments. Most people opt for the higher starting payment without fully grasping the ...

Variable annuities may also offer opportunities for guaranteed lifetime income, a guaranteed death benefit, or market protection for an additional cost. Variable annuities are long-term …

Comparing Indexed Annuities and Inflation Adjusted Annuities While both respond to economic changes, indexed annuities tie your returns to a market index, like the S&P 500. Inflation …