Jan 5, 2026 · So, what does an APR mean to credit card applicants, and how does one know a good APR when they see one?

What defines a good APR for a credit card is relative. It depends on the type of card you're looking at, as well as your own credit. A credit card APR below 10% is definitely good, but you...

Jan 5, 2026 · For the most part, the quality of a particular APR will depend more on your credit history than any hard-and-fast numbers. That said, a few generalizations can be made, starting with the fact …

May 29, 2025 · To see what a good APR is for a credit card, compare it with the average credit card APR, which is currently around 20 percent. If the card’s APR is below the national average, that’s...

Jun 6, 2024 · How good of an APR you get will typically be determined by your credit score. To determine what's a good credit card APR, start by looking at the national average, which currently …

Oct 30, 2024 · When we talk about a credit card’s APR, we generally mean the interest rate that you’ll pay for new purchases with your card.

As of February 2025, the average credit card interest rate is over 24%. This average is based on 200 of the most popular credit cards in the U.S., as tracked by Lending Tree. So, in relative terms, any APR …

Nov 28, 2025 · When applying for a credit card, know that what is considered a “good” APR is generally anything that falls at or below the Federal Reserve’s average (around 21% in 2023).

Jan 16, 2025 · When researching credit cards to apply for, you’ll generally see an APR range, such as 20.49% – 27.49% variable. You won’t know whether you’ll be approved at the low or high end of that …

May 29, 2025 · What Is a Good Credit Card APR? APR stands for Annual Percentage Rate and refers to the interest rate on your credit card. A good credit card APR for you depends on many factors, …