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An out-of-pocket (OOP) maximum is the absolute highest amount you will pay for covered, in-network medical services in a plan year. Once you reach this limit, the insurance plan pays 100% of covered expenses for the remainder of the year. It serves as a financial safety cap, including deductibles, coinsurance, and copays, but typically excludes premiums. #FYP #healthcare #healthinsurance #themoreyouknow💫
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