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How To Get Health Insurance If You Retire Before 65 #HealthInsurance #RetirementPlanning #COBRA#financialfreeedom #retirement
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🚨 Turning 65 doesn’t automatically mean you need to enroll in ALL of Medicare. If you’re still working—or covered through a spouse’s current employer plan—you may be able to delay Medicare Part B without a penalty. But don’t assume your coverage qualifies. Employer size, the type of coverage you have, HSA contributions, and whether your drug coverage is creditable can all matter. And remember: COBRA and retiree coverage are NOT the same as active-employment coverage when it comes to delaying Pa
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This is a real problem within our healthcare system. I carried the insurance for my family. My husband and I both worked for a small company that didn’t have enough employees to qualify for FMLA, which would have protected my job, or for COBRA coverage to continue our insurance. We need stronger maternity protections in this country. I understood the burden my premature labor placed on the company, but the way it was handled was devastating. I felt — and was — replaceable. I was so afraid of bac
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