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RESP stands for Registered Education Savings Plan. It is a long-term, tax-advantaged savings plan in Canada designed to help individuals save for a child's post-secondary education, including tuition, books, and living expenses for university, college, trade school, and apprenticeship programs. There is a lifetime contribution limit of $50,000 per beneficiary across all RESPs. There are no annual contribution limits, but contributing strategically (e.g., $2,500 annually) helps maximize governmen
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